If you are in the process of Buying a home, or if you are thinking about buying, you might want to recheck your credit scores. There will be a new modeling system for FICA scores, it could help a lot of people improve their scores, and a better score could mean a better rate. Ask your lender if it is worth rechecking, BUT be careful, too many credit inquiries can lower your score.
Check out the following link for more details:
New Credit Scoring Model May Boost Some Borrowers’ Scores
By Amy Hoak
Read more: http://rismedia.com/2009-08-31/new-credit-scoring-model-may-boost-some-borrowers-scores/#ixzz0QYZsL7ma
Tuesday, September 8, 2009
Saturday, June 6, 2009
Tips for the Homebuyer
The following article has a few tips for those in the market for a home. As always, if you are looking in the Oroville area, and do not have a Realtor already, contact me , and I can help you complete your home purchase!
7 Tips for Consumers Preparing to Purchase a Home
RISMEDIA, June 3, 2009-June is National Homeownership Month and like many other consumer advocates, the Oregon Bankers Association (OBA) urges consumers to get informed as they prepare to buy a home. Today, there are a growing number of obstacles for home buyers, including a higher credit score standard and more restrictions on credit. Despite current challenges in the secondary mortgage market, home loans are available to credit-worthy buyers and Oregon banks stand ready to assist prospective home buyers.
Read more: http://rismedia.com/2009-06-02/7-tips-for-consumers-preparing-to-purchase-a-home/#ixzz0Hgzp8dJG&C
7 Tips for Consumers Preparing to Purchase a Home
RISMEDIA, June 3, 2009-June is National Homeownership Month and like many other consumer advocates, the Oregon Bankers Association (OBA) urges consumers to get informed as they prepare to buy a home. Today, there are a growing number of obstacles for home buyers, including a higher credit score standard and more restrictions on credit. Despite current challenges in the secondary mortgage market, home loans are available to credit-worthy buyers and Oregon banks stand ready to assist prospective home buyers.
Read more: http://rismedia.com/2009-06-02/7-tips-for-consumers-preparing-to-purchase-a-home/#ixzz0Hgzp8dJG&C
Wednesday, May 27, 2009
Home Sweet Home
I have a listing that is priced really well. It is a 10 acre home site in Palermo area. There is a well, septic system, newly poured home foundation, olive trees, and a seasonal pond. The owner has started the project and is looking for someone to finish. All priced at $ 115,000!
Call me today to see this property!! 530-990-7718
Monday, May 4, 2009
A Moving Experience
Selling or buying a home comes with a little bit of normal life disruptions, to say the least. It can be fairly emotional, but at the same time highly rewarding. When buying or selling, consider the life changes that will affect you. Going from having a rental to owning a home will bring on home maintenance jobs that require attention. Moving from one city to another requires adjustments from normal activities such as shopping, working, and schooling.
Yet the rewards of owning a home include freedom. Freedom to paint that wall the color of your choice. Freedom to plant that garden in your back yard. Freedom from worry if the owner of the home will need to sell your rental.
Also rewarding is the accomplishment of what many people dream of. A secure place you can call your own. Knowing that you have reached a place in your life that satisfies your goal of stability. You may even revel in showing off your home to your friends and family!!
When you own a home, you also own a stake in the economy. Over time, home prices will always trend upwards. Real estate is an investment that can give back huge dividends in the future, especially now if you are in the market to buy.
A good real Estate agent will help buyers and sellers through the process, helping take care of the transaction and also helping with the adjustment process. I have been through this process, and know from the buyer's, and seller's standpoint what is needed to make the process a happier event. Feel free to call me anytime for advise or help in the transaction of your home.
While you are here, enjoy reading the following article about garage sales. Great for those of you who are looking for maximizing your next event:
RISMEDIA, April 27, 2009-(MCT)-Garage sales are no longer seen as a money-making opportunity anymore, they are seen as an event. Now that the good weather has arrived, homeowners across the country are taking the opportunity to clean out the house and get rid of unneeded items. Not only are garage sales a good way to put a little extra cash in your pocket, they serve as a great opportunity to enjoy the weather and catch up with neighbors.
(click here for entire article)
Yet the rewards of owning a home include freedom. Freedom to paint that wall the color of your choice. Freedom to plant that garden in your back yard. Freedom from worry if the owner of the home will need to sell your rental.
Also rewarding is the accomplishment of what many people dream of. A secure place you can call your own. Knowing that you have reached a place in your life that satisfies your goal of stability. You may even revel in showing off your home to your friends and family!!
When you own a home, you also own a stake in the economy. Over time, home prices will always trend upwards. Real estate is an investment that can give back huge dividends in the future, especially now if you are in the market to buy.
A good real Estate agent will help buyers and sellers through the process, helping take care of the transaction and also helping with the adjustment process. I have been through this process, and know from the buyer's, and seller's standpoint what is needed to make the process a happier event. Feel free to call me anytime for advise or help in the transaction of your home.
While you are here, enjoy reading the following article about garage sales. Great for those of you who are looking for maximizing your next event:
RISMEDIA, April 27, 2009-(MCT)-Garage sales are no longer seen as a money-making opportunity anymore, they are seen as an event. Now that the good weather has arrived, homeowners across the country are taking the opportunity to clean out the house and get rid of unneeded items. Not only are garage sales a good way to put a little extra cash in your pocket, they serve as a great opportunity to enjoy the weather and catch up with neighbors.
(click here for entire article)
Saturday, April 18, 2009
The Momemtum is Starting to Build...
I came across this article from Lowes and RIS Media regarding builder's confidence. Click here to view the article:
New Home Sales, Traffic and Optimism on the Rise
RISMEDIA, April 18, 2009-New home sales, traffic and expectations all lifted meaningfully in March. Findings that support this news are detailed in the John Burns Real Estate Consulting April survey of builders across the country....
Continue
And dont forget, California is offering up to $ 10,000 tax rebate for buying a new Home! But hurry, there is a limited amount budgeted for this program. Click here for details.
New Home Sales, Traffic and Optimism on the Rise
RISMEDIA, April 18, 2009-New home sales, traffic and expectations all lifted meaningfully in March. Findings that support this news are detailed in the John Burns Real Estate Consulting April survey of builders across the country....
Continue
And dont forget, California is offering up to $ 10,000 tax rebate for buying a new Home! But hurry, there is a limited amount budgeted for this program. Click here for details.
Tuesday, March 31, 2009
Oroville Association of Realtors Blood Drive
The Oroville Association of Realtors is sponsoring a Blood Drive at the Board Office at 1835 Robinson St.
It is on April 10, 2009.
Walk-ins are accepted.
So, if you want to give blood, contact us, or Bloodsource today!
This is a great way to help the community!
Monday, February 16, 2009
Location, Location, Location
Many people in the market today are looking for foreclosure homes, or just Great Buys. But I have heard some ask,"Where do we find these homes?".
The best place to start is your local Real Estate Agent. They have access primarily to the local Multiple Listing Service, which brings together all the listings through Real Estate Professionals in the local area. The agents also have other sources for homes, such as market websites, and through business contacts. Right now, bank owned and government owned properties are showing up on local multiple listing services right away, so you can usually find that special place you are looking for through a local agent.
But if you do not feel comfortable with another person involved in your search just yet, you can always peruse the web. A good place to start there is Realtor.com. It is fairly accurate, and usually has most of the property inventory in a certain area.
You should also check out government websites for government homes for sale. Some websites charge for this information, but if you know where to look, you can get the information on the homes for free.
Our website, FeatherRiverProperties.net, includes government owned home websites, a list of our own listings, and a way to peruse our local Multiple Listing Service for properties for sale.
There are also printed publications that can be used, but a good listing that is priced well may be sold before it can come out in print.
And again, you can always call or email me, Brad White at Feather River Properties. Our number is 530-533-2141, or you can call me direct at 530-533-5125.
The best place to start is your local Real Estate Agent. They have access primarily to the local Multiple Listing Service, which brings together all the listings through Real Estate Professionals in the local area. The agents also have other sources for homes, such as market websites, and through business contacts. Right now, bank owned and government owned properties are showing up on local multiple listing services right away, so you can usually find that special place you are looking for through a local agent.
But if you do not feel comfortable with another person involved in your search just yet, you can always peruse the web. A good place to start there is Realtor.com. It is fairly accurate, and usually has most of the property inventory in a certain area.
You should also check out government websites for government homes for sale. Some websites charge for this information, but if you know where to look, you can get the information on the homes for free.
Our website, FeatherRiverProperties.net, includes government owned home websites, a list of our own listings, and a way to peruse our local Multiple Listing Service for properties for sale.
There are also printed publications that can be used, but a good listing that is priced well may be sold before it can come out in print.
And again, you can always call or email me, Brad White at Feather River Properties. Our number is 530-533-2141, or you can call me direct at 530-533-5125.
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